Horse/Equine Quotation
Additional Information
CLASS OF USE
Class A
Hacking, dressage, gymkhanas, pony club (excluding racing), riding club, BHS Le Trec, non-thoroughbred broodmares, stallions at stud, unaffiliated novice and intermediate showjumping, novice hunter trials, driving (excluding cross country and trials), showing in hand or under saddle, foals over 30 days and heavy horses (not working)
Class B
As Class with the addition of hunting, pony club racing, unaffiliated open showjumping under BSJA rules, open hunter trials, BE affiliated eventing (up to and including intermediate), combined training, long distance riding, vaulting, driving (including cross country/trials) and heavy horses (working)
Class C
As Classes A and B with the addition of Point to Point, team chasing, polo, polocross, horseball and affiliated advanced eventing.
VETS FEES
Option 1
- £3,000 per period of insurance.
- Excess £95 or 15% whichever is the greater for each and every claim.
Option 2
- £5,000 per incident (maximum £10,000 any one period of insurance).
- Excess £125 or 15% whichever is the greater for each and every claim.
Option 3
- £5,000 per incident (maximum £10,000 any one period of insurance).
- Excess £500 for each and every claim.
SADDLERY & TACK
Option 1
- £1,000 per period of insurance, excess £100 or 10% whichever is the greater for each and every claim.
Option 2
- £2,000 per period of insurance, excess £120 or 10% whichever is the greater for each and every claim.
STABLE LOSS
- Up to a maximum of £500 for the cost of alternative stabling following total destruction of the policyholders stables, as a result of fire, flood, storm or malicious damage only.
PERMANENT LOSS OF USE
- 100% of the sum insured or market value whichever is the lesser is the insured horse is permanently totally incapacitated, or 60% where the insured horse can be used either for breeding or general hacking etc. This is subject to suitable veterinary evidence. Cover commences 30 days after acceptance of proposal form.
LOSS OF ENTRY FEES
- Only available on horses with a sum insured of £3,000 and above and class B/C use. Up to £300 in respect of irrecoverable loss of entry fees, if as a result of either
- Death of the insured horse by an insured cause or
- Hospitalisation of the intended rider of the insured horse at the time of the show or event.